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The card’s welcome offer allows you to earn 10% cash back on up to $1,000 worth of purchases (so, $100). You can also switch up your cash back categories (via the app) every month if you want to. Plus, the categories you choose aren’t set in stone. (Speaking of inflation, gas and groceries could be savvy categories to earn cash back on.) With other cards, you may have a higher earn rate, but it could be for a category you barely use. You can align these with your spending and use this feature to maximize your rewards. What really sets the Tangerine Money-Back Mastercard apart from the rest is that it’s the only credit card in Canada that lets you pick your own bonus categories. And there’s even more… Flexible categories For context, mo st other no-fee rewards credit cards either earn fewer rewards per $1 spent or offer less bonus categories. When you open a Tangerine savings account, and have your cash back earnings deposited into it, you earn yourself a third category to earn 2% cash back in, too. It offers cardholders an above-average 2% cash back rate in two out of 10 spending categories. Get more details about the Tangerine Money-Back card* The Tangerine credit card was also named best no-fee cash back card in MoneySense’s Best Credit Card rankings
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Power 2021 Canada Credit Card Satisfaction Study, for the third year in a row.
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