

Both cards allow you to transfer points or miles to the following partners: AeroMexico, Air France KLM, Alitalia, Asia Miles, Avianca LifeMiles, Emirates, Etihad Airways, Hawaiian Airlines, JetBlue, Qantas and Singapore Airlines.Īdditionally, Capital One Venture Rewards Credit Card holders can transfer miles to Air Canada, EVA Air, Finnair and Qatar Airways.Īmerican Express® Gold Card members also have access to more travel partners. You can also transfer rewards to participating airline and hotel partners. While the estimates we included are derived from a budget similar to the average American's spending, you may earn a higher or lower return depending on your consumer habits.īoth cards allow you to redeem rewards in several ways, from travel to statement credit to gift cards. (This is after the annual fees and assumes you earn the welcome bonus.) With the American Express® Gold Card you can earn $2,162 after five years. We found you could earn an estimated $3,287 after five years with the Capital One Venture Rewards Credit Card. We used this sample budget to break down how much money you could earn (less than annual fee) if you optimized using each card over the course of five years. Select worked with the location intelligence firm Esri, who provided us with a sample annual spending budget of $22,126. supermarkets (on up to $25,000 per year in purchases, then 1X), 3X points on flights booked directly with airlines or on, 1X points on all other purchases. The American Express® Gold Card is more geared toward foodies and grocery shoppers: Earn 4X Membership Rewards® points when you dine at restaurants and shop at U.S. Plus, you earn more rewards on eligible travel: 5X miles on hotel and rental cars booked through Capital One Travel. If you're looking for a simple rewards program, the Capital One Venture Rewards Credit Card has you covered with 2X miles on all purchases. These two cards have rewards programs geared toward very different consumers.
